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Europe · Freelance9 min read

Freelancer and Self-Employed Visas in Europe: Nomad Visa or Business Permit? (2026)

European countries offer freelancers two kinds of route. Digital nomad visas cover work for foreign clients. Self-employment permits let you build a local business. Pick the wrong one and you apply with the wrong evidence.

By Senne Bels·

If you freelance, the first question is not which country. It is who your clients will be. A freelancer with clients abroad fits a digital nomad visa. A freelancer who wants local clients needs a self-employment permit, which asks for a business case instead of a salary.

European Routes for Freelancers and the Self-Employed

ProgrammeWho your clients can beWhat you proveIncome or fundsFeeLeads to PR
Spain Digital Nomad VisaForeign clients or employer onlyForeign income, degree or experienceEUR 34,188/yr (≈ $37,504/yr)≈ $80About 5 years
Portugal D8 Digital Nomad VisaForeign clients or employer onlyForeign incomeEUR 3,680/mo (≈ $50,607/yr)≈ $250About 5 years
Italy Digital Nomad VisaForeign clients or employer onlyForeign income, degree, insuranceEUR 24,789/yr (≈ $28,408/yr)≈ $125About 5 years
Germany Freelancer Visa (Freiberufler)Local and foreign clientsClients, funds, a viable planFunds of ≈ $20,000≈ $100About 5 years
Germany Self-Employment / Business VisaLocal and foreign clientsBusiness plan and capitalFunds of ≈ $50,000≈ $110About 5 years
Spain Self-Employed Worker Visa (Cuenta Propia)Local and foreign clientsBusiness plan, capital, qualificationsFunds of ≈ $30,000≈ $220About 5 years
Portugal D2 Entrepreneur VisaLocal and foreign clientsBusiness plan and investment capacityFunds of ≈ $5,000≈ $200About 5 years
France Talent Passport (Entrepreneur)Local and foreign clientsA serious business project, master's or experienceFunds of ≈ $32,400≈ $243About 5 years
Netherlands DAFT Self-Employed PermitLocal and foreign clientsInvested capital; US citizens onlyFunds of ≈ $5,000≈ $1,700About 5 years

Funds figures are the amounts recorded in our catalogue. Self-employment permits are assessed case by case, so treat them as an estimate of what a consulate expects rather than a fixed rule.

The short answer

Clients abroad and a steady income: take a digital nomad visa in Spain, Portugal or Italy. Local clients or a business you want to grow in the country: take a self-employment permit, with Germany's freelancer permit the best-known option for liberal professions.

Digital Nomad Visas: Simple, but Foreign Clients Only

The 3 nomad visas here are assessed mostly on numbers: income above a published floor, health insurance and, for Spain and Italy, a degree or experience. That makes them predictable. The limit is that they are built for work for clients outside the country, so they do not fit a freelancer who wants to win local business.

Self-Employment Permits: More Freedom, More Proof

The 6 self-employment routes let you work for local clients, but you have to show the business will work. Expect a business plan, evidence of clients or contracts, qualifications for regulated work and funds to cover the first months. Our Freiberufler guide walks through the German version.

The Netherlands is a special case. The DAFT permit is one of the lowest-friction self-employment routes in Europe, but only for US citizens.

What This Guide Leaves Out

Transita covers 16 destinations, including the main Western European ones. Freelancer and nomad visas in Estonia, Croatia, Greece, Malta, Cyprus, Hungary or the Czech Republic are not in our data, so we do not quote them. For freelance routes outside Europe, such as the UAE and Thailand, see the full list of freelance visa countries.

Frequently Asked Questions

Can freelancers get a digital nomad visa in Europe?

Yes. Spain, Portugal and Italy accept freelancers as well as remote employees, as long as the income comes from clients outside the country. Spain Digital Nomad Visa: EUR 34,188/yr (≈ $37,504/yr); Portugal D8 Digital Nomad Visa: EUR 3,680/mo (≈ $50,607/yr); Italy Digital Nomad Visa: EUR 24,789/yr (≈ $28,408/yr).

What is the difference between a nomad visa and a self-employment permit?

A digital nomad visa is for work for foreign clients or employers. A self-employment permit lets you run a business in the country and serve local clients too, but it is usually judged on a business plan rather than a fixed income figure.

Is there a European visa for freelancers without an income floor?

Germany's freelancer permit has no fixed salary figure. It is judged on your clients, funds (about $20,000 in our data) and plan, and residence follows after about 5 years.

What is the easiest self-employed visa in Europe for Americans?

The Dutch-American Friendship Treaty permit, if you are a US citizen. It needs a modest invested capital (about $5,000 in our data) and gives a 2-year permit. It is not open to other nationalities.

Do these routes lead to permanent residence?

All 9 routes in this guide count toward permanent residence, typically after about 5 years.

official sources: Ley de Startups (Art. 74-78) · exteriores.gob.es·D8 · vistos.mne.gov.pt·DM 29.02.2024 · consnewyork.esteri.it·§21 AufenthG · make-it-in-germany.com·Trabajo por Cuenta Propia · inclusion.gob.es·Passeport Talent - créateur d'entreprise · france-visas.gouv.fr·Dutch-American Friendship Treaty · ind.nl

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