Transita
Investment · Residency9 min read

Golden Visa Programs in 2026: Where Investment Residency Still Makes Sense

Golden visas have been shrinking for three years. Some closed, some dropped property, and the ones left ask for more capital or more commitment. Here is the honest state of play.

By Senne Bels·

A golden visa trades capital for residence. It makes sense when you have the money, want a second residence more than a new home, and would hold the investment anyway. It makes less sense when you plan to actually move, because ordinary residence visas get you the same permit for a fee.

Open investor routes we track

VisaGovernment feeProcessingMoney floor recordedFirst permitPermanent residence
United States: E-2 Treaty Investor$4602–6 months$100,0005 yrNo PR route
United Arab Emirates: Golden Visa$1,0001–3 monthsNot recorded10 yrPR route exists
New Zealand: Active Investor Plus$16,4006–10 months$3,000,0005 yrPR from grant
  • UAE Golden Visa. 10-year residence for investors, with property among the qualifying assets, and for exceptional talent with no investment at all. $1,000 fee and 1–3 months in our data. Our Golden vs Green Visa guide covers the categories.
  • New Zealand Active Investor Plus. Residence from grant, with a recorded floor of about $3,000,000 (USD equivalent) and 6–10 months processing. The most expensive route here, and the only one that starts as residence.
  • US E-2 Treaty Investor. About $100,000 in a business you run, for nationals of treaty countries. Renewable indefinitely but no green card. The green-card version is the EB-5: see our EB-5 guide.

Portugal: alive, without property

Portugal's investment residence permit still runs, from EUR 250,000 for cultural heritage to EUR 500,000 for fund units or a company, with a stay requirement of just 7 days in the first year and 14 in later years. Real estate no longer qualifies. Our Portugal golden visa guide has every route and its conditions from AIMA.

Closed to new applicants

Spain, Greece, Malta and Cyprus also come up in golden visa searches. Transita does not cover Greece, Malta or Cyprus, and Spain has no investor route in our catalogue, so we do not publish figures for them here.

Do you need to invest at all?

Transita checks your profile against investor, talent, remote-work and retirement routes, so you can see whether a cheaper door is open. Answer 8 questions and your routes, documents and dates are set up for you. Free.

Build my workspace

Golden visas for remote workers: usually the wrong tool

Remote workers search for golden visas because they want long, low-hassle residence. Long-stay remote work permits do that without tying up capital:

VisaGovernment feePublished income floorFirst permitPermanent residence
United Arab Emirates: Virtual Work Residence Visa$300USD 3,500/mo (≈ $42,000/yr)1 yrNo PR route
Thailand: Long-Term Resident Visa (Work-from-Thailand Professional)$1,470USD 80,000/yr (≈ $80,000/yr)10 yrNo PR route
Spain: Digital Nomad Visa$80EUR 34,188/yr (≈ $37,504/yr)3 yrPR after 5 years
Portugal: D8 Digital Nomad Visa$250EUR 3,680/mo (≈ $50,607/yr)2 yrPR after 5 years

Thailand's Long-Term Resident visa for remote professionals asks for USD 80,000/yr (≈ $80,000/yr) in income and lasts up to 10 years in our data. The Spanish and Portuguese remote-work visas lead to permanent residence. A golden visa only wins if you would rather spend capital than show income, or need the right to work for local clients. More on this trade-off in remote work and retirement visas.

Frequently Asked Questions

Which countries still offer golden visas in 2026?

Among the destinations we track: the UAE Golden Visa, New Zealand's Active Investor Plus, Portugal's investment residence permit (without real estate), and the US EB-5 green card. The US E-2 treaty investor visa works similarly for nationals of treaty countries. Australia's business investment visa and Ireland's investor programme are closed to new applicants.

What is the cheapest golden visa?

Of the routes we track, the US E-2, with a recorded money floor of about $100,000, though it requires treaty nationality and an active business, not a passive investment. Among true residence-by-investment programmes, Portugal's culture route at EUR 250,000 is the lowest published minimum.

Can you still get a golden visa by buying property?

In the UAE, property is one of the qualifying investments for the Golden Visa. In Portugal, real estate has been excluded since October 2023. Our Portugal golden visa guide covers what replaced it.

Is there a golden visa for remote workers?

Not as such. Golden visas are bought with capital; remote workers usually do better on a long-stay remote-work permit. Thailand's Long-Term Resident visa for remote professionals runs up to 10 years in our data, without an investment.

Do golden visas lead to citizenship?

Some do, slowly. Portugal's permit leads to permanent residence and naturalisation under the general rules. New Zealand's Active Investor Plus grants residence from the start. The UAE Golden Visa is long-term residence, and UAE citizenship is not a realistic goal for most people.

official sources: E-2 · uscis.gov·Golden Residence · u.ae·AIP · immigration.govt.nz·SC 188A · immi.homeaffairs.gov.au·IIP · irishimmigration.ie·Remote Work Residence · gdrfad.gov.ae·LTR (WFTP) · ltr.boi.go.th·Ley de Startups (Art. 74-78) · exteriores.gob.es·D8 · vistos.mne.gov.pt

Run your move abroad from one workspace.

Your workspace ranks investor and long-stay routes for your profile. Answer 8 questions and your routes, documents and dates are set up for you. Free.

Build my workspace

The workspace is free. One optional $9 plan adds document checklists, costs and a 30-day action plan.